About Direct Savings & Loans

Your trusted partner for savings and credit solutions

Who We Are

Direct Savings and Loans Ltd is an indigenous second tier banking institution, licensed by the Bank of Ghana. Until 6th June, 2017, the company operated as Express Capital Microfinance Ltd which was incorporated on 19th June 2012, and in operation since July 2012. The Company’s business is to provide banking services to micro, small and medium enterprises (MSMEs), traders and market women, salaried workers and the self-employed.

Our Guiding Principles

Mission

Evolve to be among the top 5 Savings & Loans Companies in Ghana. Transform the lives of our clients by empowering them to create wealth by convenience. Provide excellent returns for our shareholders. Create an exceptional working environment for our employees which fosters growth.

Vision

To become a dynamic financial service provider, creating and sustaining wealth for our clients while being committed to delivering excellent returns for our shareholders and business partners..

Core Values

• Customer Experience and Satisfaction is our goal
• Uncompromised Quality is our Hallmark
• Teamwork is our Strength
• Mutual Respect is our Ideal
• Professionalism