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Job Vacancy

Thank you for your interest in a career with Direct Savings and Loans. Direct Savings and Loans is an Equal Opportunity Employer.

We have a broad range of career opportunities available.

We are constantly looking for confident, enthusiastic, passionate individuals to join our team.


Business Development Manager


Job Summary

The Business Development Manager will develop and implement a portfolio of innovative alternative products and services to serve banking and non-banking customers.

The incumbent will develop and implement specific strategies to offer secure, convenient and fast alternative channels to boost retail deposits and transaction business through traditional & non-traditional service delivery channels.

Tasks and Duties
  • Develop and implement tactics for executing all existing and new business platforms for service delivery
  • Enforce client acquisition, partnership and vendor relationship to achieve business targets
  • Continuously propose general and/or target group-specific products to meet client needs
  • Conduct internal and external market analysis and recommend the review of existing and development of new and competitive Alternative Channels products and services
  • Actively promote product usage by all branches
  • Implement a detailed call plan to support the acquisition activities, follow ups and required support for branches
  • Liaise with relevant operational and support departments for specific research reports as may be required
  • Prepare periodic reports on business development activities
  • Perform any other duties that may be assigned from time to time by a superior
Minimum Requirements

Educational Background
  • BSC degree in Marketing, Communication / Business Administration and another related field
Related Work Experience
  • Strong professional background with not less than 1 year of experience in this role
Skills and Competencies
  • Proficient in Microsoft Office applications (MS Word, Excel, PowerPoint)
  • Demonstrated ability to give meticulous attention to details
  • Must possess strong organizational and time-management skills
  • Excellent communication and interpersonal skills
  • Ability to work under pressure and prioritize to meet deadlines
  • Planning, organization and interest in process improvement
  • Excellent interpersonal skills

Females are encouraged to apply.
Ability to drive is an added advantage.
Deadline: 22nd September, 2021.
Only shortlisted candidates would be contacted


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Cyber Security Officer


Job Summary

As a cyber-security officer, you will protect IT infrastructure (including networks, hardware and software) from a range of criminal activity. You will monitor networks and systems, detect security threats ('events'), analyse and assess alarms, and report on threats, intrusion attempts and false alarms, either resolving them or escalating them, depending on the severity.

Tasks and Duties
  • Advise the Head of Risk and Compliance on Cyber and Information Security Management
  • Formulate an institutional methodology for managing cyber and information security risks
  • Develop the institution’s Cyber and Information Security policy and submit it to the Head of Risk and Compliance
  • Develop and update specific and general work procedures for realizing the Institution’s cyber and information security policy
  • Maintain an ongoing process of cyber and information security risk assessment with the relevant institutional units, in order to analyse andassess:
    • the risk levels integral to the institution’s technological and business activities
  • Ensure preparation of reports on major cyber and information security incidents to the Bank of Ghana
Minimum Requirements & Qualification
  • You should have 2 to 3 years of experience as a cybersecurity officer with some experience in a Financial Institution
  • Educational qualification is a degree in computer science or related courses
  • Excellent IT skills, including knowledge of computer networks, operating systems, software, hardware and security
  • Verbal communication skills, including presentation skills, with an ability to communicate with a range of technical and non-technical team members and other relevant individuals
  • Written communication skills, for example to write technical reports
  • Time-management and organizational skills to manage a variety of tasks and meet deadlines

Deadline: 22nd September, 2021.
Only shortlisted candidates would be contacted


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Credit Analyst


Job Summary

The purpose of this role is to oversee all Credit Administration issues and to effectively undertake files and document administration, credit facility approval control, administer Bank of Ghana collateral registry system, Credit Referencing Bureau, the Safe keeping of security and collateral documents, and reporting in accordance with the standards of Direct Savings and Loans.

The incumbent will develop and implement specific strategies to offer secure, convenient and fast alternative channels to boost retail deposits and transaction business through traditional & non-traditional service delivery channels.

Tasks and Duties
  • Conduct credit appraisal on all loan applications in line with Credit Process Manual and make recommendation to relevant credit committee for consideration
  • Analyze all relevant risks for each credit application and propose optimal risk mitigation measures
  • Monitor Customers’ businesses and conduct regular financial analysis in line with credit committee decisions
  • Offer suggestions that will improve the quality of credit applications
  • Monitor assigned portfolios to ensure PAR is within set target
  • Manage all early risk signals in the assigned portfolio promptly and propose mitigating measures
  • Follow up on all Pre & post disbursement decisions by the Credit committee and execute them timeously
  • Provide periodic credit administration reports to superior
  • Perform any other duties that may be assigned by superior
Minimum Requirements

Educational Background
  • BSc/BA degree in Banking and Finance, Statistics and Mathematics and another related fields
Related Work Experience
  • Strong professional background with not less than 2 years of experience in Banking and/or Credit Risk environment
  • Demonstrated ability to show results
  • Proven administrative, leadership and management ability in a leadership role
Skills and Competencies
  • Proficient in Microsoft Office applications (MS Word, Excel, PowerPoint)
  • Demonstrated ability to give meticulous attention to details
  • Must possess strong organizational and time-management skills
  • Excellent communication and interpersonal skills
  • Ability to work under pressure and prioritize to meet deadlines
  • Planning, organization and interest in process improvement
  • Excellent interpersonal skills

Deadline: 22nd September, 2021.
Only shortlisted candidates would be contacted


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Relationship Officer


Job Summary

The purpose of this role is to acquire, manage and sustain a portfolio of clients, and develop long term business relationships in accordance with the standards of Direct Savings and Loans.

Tasks and Duties
  • Prospect for new deposit and loan clients
  • Provide excellent customer service to clients
  • Gather relevant client information for analysis and decision making
  • Ensure full settlement of all disbursed credit exposures
  • Perform any other duties that may be assigned
Minimum Requirements

Educational Background
  • HND Accountancy and/or BSc/BA Degree in Banking, Finance, Accounting or any business-related course
  • Minimum of 3 years sales experience in a financial institution
  • Familiar with banking regulations
  • Strong negotiation and persuasion skills
  • Good understanding of financial statements
Skills and Competencies
  • Demonstrated ability to show results
  • Proficient in Microsoft Office applications (MS Word, Excel, PowerPoint)
  • Demonstrated ability to give meticulous attention to details
  • Must possess strong organizational and time-management skills
  • Excellent communication and interpersonal skills
  • Ability to work under pressure and prioritize to meet deadlines
  • Planning, organization and interest in process improvement
  • Excellent interpersonal skills

Deadline: 22nd September, 2021.
Only shortlisted candidates would be contacted


Apply for Job